Fewer Middle Men. More Bottom Line.
Cards & Wallets reduce margins and profitability. Ivy moves money directly from customers to merchants, saving money with every transaction.
Why Ivy?

Higher margins
Open Banking enables your customers to pay directly with their bank. You skip intermediaries and their transaction fees, increasing margin.

Global reach
Ivy is already connected to 500+ million consumer bank accounts. Accept payments from consumers in 50+ countries.

Bank-Grade Security
Bank-Grade SCA and Two-Factor Authentication are built into our user flows. Ivy is certified by TÜV, the leading European inspection institution.
Get started with Ivy
Join leading brands. Request free access now.
One Button. 500 million users.
Ivy turns every bank account into an instant payment wallet. Customers pay directly from their bank without any additional effort.
Choose your Bank
Shoppers choose their bank. Logo, color-grading and CI of their house bank is natively embedded into our checkout flows.
Learn moreAuthorize Payment
Customers authorize the payment with biometrics like Face ID in their Banking App.
Learn moreReceive Rewards
You can pass on a part of the savings to reward your customers. Customers can choose their favorite reward, e.g. planting a tree in a country of their choice.
Learn moreLet cards & wallets pay for a more sustainable shopping experience.
Reward your shoppers for helping you save on payment fees: Plant a Ecosia tree for every transaction via Ivy - at no extra cost.
Full Merchant Functionality
Enterprise-grade product suite. The easiest way to add Instant Bank Payments to your checkout.
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Enterprise-grade Orchestration
Ivy’s smart routing technology selects the best performing bank connection in real time. Enabling you to leverage optimal bank connectivity via a single integration.
More information
Rewards
Inspire your customers by sharing some of the savings with them. For example, customers can plant a tree for free with every transaction or protect 1 square meter of forest in Germany. Win-win: users get rewards, companies steer customers away from expensive wallet payments.
More informationRefunds
You can issue instant refunds directly to your customers' bank accounts. Refunds can be issued in full, partially or automated in bulk.
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Real-time transaction insights
Via our API or dashboard you can schedule payouts in customizable intervalls and are able to automatically export all transaction data for your accounting. With real-time payment status updates you always stay in control of your money flow.
More informationIntegration via Plug-Ins & API
There is no need to change PSP. Ivy is just an additional payment method in your store & checkout. Ivy has plug-ins for all popular store systems. In addition, integration is possible via our developer-friendly API.
More informationCalculate your savings with Ivy
Ivy allows your customers to pay directly from their bank account. This eliminates credit cards, wallets and their fees.